I am receiving a credit loan of 100 credits, from Hieyoko, to assist
with my class skills. I am posting this at his request, to confirm my
willingness to pay him back. If I am unable to pay him back, I shall do
what he wishes until he deems to be paid back. Other than that, I will
attempt to pay him back in either gold, or credits. If I for some reason
refuse to pay him back, I will accept, and enforce this, I request that
if I do not pay him back, or refuse to do so, that I am punished to the
ways he sees fit. Thank you. This has been composed at Hieyoko's
request.

Penned by my hand on the 17th of Phaestian, in the year 391 AF.