The actual reasons that market prices are so high is this because it
takes advantage of those less knowledgeable. Here's how and why...

Those with gobs of money buy credits from the market when, on the rare
occasion, there are any offered at a decent price (under 3k), or they
buy them by otherworldly means at an even lower price. They then resell
these less costly credits at a rediculously high markup. They get away
with such a high increase in price because those that are paying the
outrageous prices are those that don't know any better. Those that do
are generally the bright-eyed and bushy-tailed, newly hatched
adventurers.

The current credit market scheme does nothing but take advantage of the
young. I urge everyone, novice aides in particular, to dissuade young
folk from buy off the market until the prices drop or there is a better
model implimented.

Saavik Navarre, Paladin

Penned by my hand on the 4th of Daedalan, in the year 374 AF.